Insurance That Covers the Life You Live.
Whether you rent, own, or invest—FLO makes insurance simple, affordable, and built around you. From apartments to investment properties, we’ve got your back.
Protect What’s Important to You
You are unsure of where to turn or how to receive a quote, you have come to the right place.
First Liability Option (F. L.O) Insurance Group is there to help you through the process.
Home Owners
Whether you own, rent, or lease property, we offer customized insurance solutions to protect what matters most. Our Homeowners, Renters, and Landlord Protection Insurance policies are designed to fit your unique needs—covering everything from structural damage and personal belongings to liability and tenant-related risks. With FLO, you get reliable coverage, expert guidance, and peace of mind every step of the way.
Homeowners
Renters
Landlord Protection
Insurance
Renters Insurance
No matter where you live—an apartment, condo, townhouse, duplex, home, or mobile home—FLO has you covered. We offer flexible insurance solutions designed to protect your space, your belongings, and your peace of mind. With personalized coverage options and local expertise, you can rest easy knowing your home is in good hands.
Apartment
Condominium
Townhouse
Duplex & More
Landlord Protection Insurance
Protect your rental properties and real estate investments with insurance solutions built for landlords and property owners. FLO offers tailored coverage that safeguards your assets from damage, liability, and tenant-related risks. Whether you own a single rental unit or a growing investment portfolio, we help you stay protected and profitable.
Rental Property
Realestate Investment
Kind words from our customers
See how FLO continuously protects their customers.
Reach Out to FLO
Quick, easy, and personalized—just the way insurance should be. Fill out the form below and we’ll get back to you with a no-obligation quote tailored to your needs.